'Rust' movie which Halyna Hutchins was filming before Alec Baldwin misfired a prop gun that killed her has a $6m insurance policy



The 'Rust' movie which Halyna Hutchins was filming before Alec Baldwin misfired a prop gun that killed her, has a $6m insurance policy.

The certificate of insurance obtained by TMZ was written by Front Row Insurance Brokers and the general liability coverage is limited to $1 million per occurrence. There is also a commercial umbrella policy which is a supplement to the general liability coverage, for an additional $5 million.

The production company filed a permit for the film, and the paperwork shows a $1 million policy, but that appears to be the minimum required for shooting in New Mexico.






The money is however speculated not to be enough as 42-year-old Hutchins was a rising star with decades of earnings ahead of her. She was also a mother and a wife, which allows her son and husband to collect for loss of affection.

Recall also that Director of the movie, Joel Souza was also shot and wounded and could have a personal injury claim. The total the insurance company would pay for both Hutchins and Souza is limited to $6 mil.

However in New Mexico, if there's proof of recklessness or wanton misconduct, a jury could award punitive damages and that could send any judgment into the stratosphere.

It's been noted that there was serious negligence on the set. A real gun was used, and gun experts on movie sets say is a clear violation. The gun fired off a fatal live round of ammunition, and live rounds should never be on a movie set. And, the area in the line of fire should have been cleared of people, which was not.

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